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Form 12333 Salt Lake City Utah: What You Should Know

Docket number: 02/158), (Criminal History Records) No. 03 -1620, (Docket number: 02/160), (Criminal History Records) Second National Bank, Salt Lake City, Utah's second-largest bank, recently received approval from the Federal Reserve Board to make all its customer's credit and debit accounts electronic. This approval gives Second National Bank the ability to electronically track all account activity through an electronic access system with a secure digital signature, the records provided by the Federal Government for the purpose of establishing consumer identity and creditworthiness. Second National Bank will be subject to the National Voter Registration Act of 1993, 28 U.S.C. Sec. 201(e), which requires the Federal Deposit Insurance Corp. to permit State and local governments to establish or operate a voter registration system. Second National Bank intends to operate its system in coordination, with the Secretary of State to the extent permitted by the National Voter Registration Act. Second National Bank is also subject to the federal Fair Credit Reporting Act, 15 U.S.C. Sec. 1681 et seq, the Privacy Act, and the Real Estate Settlement Procedures Act, 24 C.F.R. Sec. 1601.50. Second National Bank is voluntarily taking action to minimize consumer harm as a result of the Federal Reserve's acceptance of its systems. The Federal Reserve has provided these regulations to Second National Bank in exchange for an assurance that the bank will use any electronic information transmitted or stored by its system to monitor and ensure compliance with state laws and regulations. It is our intent that any consumer information transmitted by Second National Bank will only be used for that purpose. If you have any questions or need assistance in completing this form, please call us or visit us. SLC, UT, UT, USA The Federal Reserve Act, as amended, provides that the Board of Governors of the Federal Reserve System, acting through the U.S. Comptroller of the Currency, may, at any time, with the approval of the Secretary, issue rules to carry out the requirements and provisions of section 13 of the Federal Reserve Act, as amended, with respect to the National Mortgage Settlement.

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